How Does Brolly Achieve Results?

A fair question we hear often is: “How can Brolly make great returns for lenders – is this too good to be true?”

The short answer: we’re not printing money – we’re sharing it more fairly.

Here’s how it works:

• Borrowers pay a simple flat fee for 30‑day access to funds.

• That fee is higher in annualised terms than a bank personal loan – because the loan is small and short – but still far cheaper than typical payday lenders.

• From that fee, a slice goes to you as the lender (target ~10% p.a., historical average ~14% p.a., with upside in high‑utilisation periods and borrower repayments), and a slice goes to Brolly to run the platform and funding any potential defaults.

• We don’t pay for big branches, brokers, or fancy advertising – we use tech and our community to keep costs lean, and pass more of the economics back to lenders and borrowers.

Returns are variable and not guaranteed, and your capital is always at risk – but there is a clear, transparent economic engine behind the numbers. No tricks, no hidden leverage.

Ready to see it for yourself? Log in and start lending from $100 today. You’ll see all the details and performance of every loan inside your personal app. Happy Lending