How Brolly Protects and Empowers the Community
How Brolly Protects Your Money (and Why Our Tech Stack Matters)
When you lend money, two things matter more than anything else: trust and control.
That’s exactly what Brolly is built for.
Brolly is a community lending platform that connects everyday lenders with borrowers who need short-term credit—supported by a structured process designed to keep lending transparent, responsible, and secure.
Here’s what that means for you in plain English.
What Brolly Does (Behind the Scenes)
1) We verify every participant
Before anyone can borrow (or fully participate on the platform), they go through robust identity and compliance checks. This helps ensure the Brolly community is made up of real people—not fake profiles or bad actors.
2) We assess affordability using real financial data (with consent)
Brolly doesn’t rely only on self-reported information. With a borrower’s permission, we use open banking data to assess income and expenses based on real transaction behavior. This helps us approve loans more responsibly and reduce avoidable risk.
3) We automate payments to keep money moving safely and predictably
Deposits, withdrawals, loan funding, and repayments are powered by specialist payments infrastructure so transactions are processed quickly, securely, and with traceability. The goal is simple: fewer delays, fewer errors, and more reliable repayment flows back to lenders.
4) We monitor risk throughout the loan lifecycle
Responsible lending isn’t “set and forget.” Where appropriate permissions exist, Brolly can detect early warning signs and intervene sooner—supporting better outcomes for the borrower and stronger protection for the lender.
Our Key Tech Partners (Why This Matters)
To deliver all of the above at a high standard, Brolly is supported by proven fintech providers:
Monoova powers secure and traceable money movement (deposits, withdrawals, repayments)
FrankieOne supports identity verification and KYC/AML screening
Basiq supports open banking data access for affordability checks (with borrower consent)
The Result: A Stronger Lending Experience for the Community
This isn’t about complexity—it’s about confidence.
By combining a community-first model with robust infrastructure, Brolly is designed to help lenders participate with greater transparency, stronger safeguards, and clearer visibility into how lending is managed.
If you’d like, you can learn more and join the community here: