Addressing Risk of Default – Your Money is Protected

One of the biggest questions we hear from lenders is: “What if a borrower doesn’t pay me back?” We get it – protecting your money is our top priority, and you deserve peace of mind. At Brolly we openly acknowledge that lending involves risk, so we’ve built multiple safeguards to minimize the chance of any loss.

Every borrower is thoroughly vetted (ID verification, credit and affordability checks – only a small percentage of applicants are approved), and loans are spread in small chunks across many borrowers so you’re never over-exposed to one loan.

We also maintain an Assurance Account – a reserve fund from our own pocket – to cover defaults up to its limit. And our 90‑Day Protection policy means if a loan isn’t repaid by day 90, Brolly buys it out and pays you back in full (principal + interest).

Thanks to these measures, 0% of Brolly lenders have ever lost a cent, and an average 98% of all loans are repaid on time, with average returns around ~14% per annum. While past performance is no guarantee of future results, we do pride ourselves on our track record.

Ready to put your worries to rest and see these protections in action? Fund your Brolly wallet today and start lending with confidence!