Troubleshooting PayTo Repayments
Having issues with PayTo? Here’s how to resolve failed payments, missing approvals, or bank errors.
⚠️ Having Trouble with PayTo? Let’s Fix It.
PayTo is a fast and secure way to repay your Brolly loan — but like any bank-linked service, issues can happen.
Here’s how to troubleshoot the most common PayTo problems.
🔄 Problem 1: I tapped “Refill” but nothing happened
Why it happens:
Your bank may not have processed the PayTo agreement request yet.
What to do:
Wait a few minutes and check your banking app (or internet banking)
Look under “PayTo agreements,” “Scheduled payments,” or similar
If still nothing appears, message us — we’ll resend the request
🛑 Problem 2: My PayTo request was declined or cancelled
Why it happens:
You declined it in your bank app
The bank auto-rejected due to insufficient funds or account rules
What to do:
Try again by tapping “Refill” in your wallet
Ensure your linked bank account is active and can receive PayTo requests
If issue continues, switch to a different bank account in the app
💸 Problem 3: I have funds but the repayment failed
Why it happens:
Your PayTo agreement may have expired
Your bank may not support real-time PayTo pull at that moment
What to do:
Tap “Refill” again — we’ll regenerate the PayTo agreement
Make sure your account isn’t paused, restricted, or low on funds
If needed, contact your bank to ensure PayTo is enabled
🔁 Problem 4: I changed banks — how do I update PayTo?
Go to your Wallet → Bank settings
Add your new bank account
Tap “Refill” to trigger a new PayTo agreement with the updated account
🧠 Still stuck?
Chat with us in-app. Our team can check your PayTo status and guide you step-by-step based on your bank.