Troubleshooting PayTo Repayments

Edited

Having issues with PayTo? Here’s how to resolve failed payments, missing approvals, or bank errors.

⚠️ Having Trouble with PayTo? Let’s Fix It.

PayTo is a fast and secure way to repay your Brolly loan — but like any bank-linked service, issues can happen.

Here’s how to troubleshoot the most common PayTo problems.


🔄 Problem 1: I tapped “Refill” but nothing happened

Why it happens:

Your bank may not have processed the PayTo agreement request yet.

What to do:

  • Wait a few minutes and check your banking app (or internet banking)

  • Look under “PayTo agreements,” “Scheduled payments,” or similar

  • If still nothing appears, message us — we’ll resend the request


🛑 Problem 2: My PayTo request was declined or cancelled

Why it happens:

  • You declined it in your bank app

  • The bank auto-rejected due to insufficient funds or account rules

What to do:

  • Try again by tapping “Refill” in your wallet

  • Ensure your linked bank account is active and can receive PayTo requests

  • If issue continues, switch to a different bank account in the app


💸 Problem 3: I have funds but the repayment failed

Why it happens:

  • Your PayTo agreement may have expired

  • Your bank may not support real-time PayTo pull at that moment

What to do:

  • Tap “Refill” again — we’ll regenerate the PayTo agreement

  • Make sure your account isn’t paused, restricted, or low on funds

  • If needed, contact your bank to ensure PayTo is enabled


🔁 Problem 4: I changed banks — how do I update PayTo?

  • Go to your Wallet → Bank settings

  • Add your new bank account

  • Tap “Refill” to trigger a new PayTo agreement with the updated account


🧠 Still stuck?

Chat with us in-app. Our team can check your PayTo status and guide you step-by-step based on your bank.

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