How Is Interest Calculated and Paid to Lenders?

Understand how Brolly calculates interest, when it’s paid, and how breaking a contract affects your returns.

At Brolly, we keep things simple and transparent. As a lender, you earn interest on the portion of your funds that is actively lent out — nothing hidden, no guesswork.

• You earn 20% annualised interest on your utilised funds

• Interest is only applied to the amount currently matched and lent to borrowers

• Funds that are idle in your wallet (not lent out) do not earn interest

• Interest is calculated daily but paid monthly into your Brolly wallet

• Payments are automated — no manual action required

• You’ll receive a summary of your returns at the end of each month

If you break a lending contract early (i.e., pull your funds before a borrower repays):

• You won’t earn interest for that lending period

• Only completed lending cycles generate returns

• You can still withdraw unused (idle) funds at any time without penalty

Let’s say you’ve lent out $5,000 for a full 30-day cycle:

• 20% annualised = ~1.67% per month

• You’d earn around $83.33 in interest for that month

Note: Actual earnings depend on how much of your wallet is actively utilised and for how long

Check your wallet breakdown or chat with us in-app for a personalised interest summary.